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Flood Insurance

Partners for Your Property Protection

Flood damage can be devastating for any family. Just one inch of floodwater can cause up to $25,000 in damage, and floods can happen anywhere—not just in high-risk zones. Your homeowner's insurance doesn't cover flood damage. You need separate flood insurance to protect your home, possessions, and financial security.

For over 25 years, Gerety Insurance has helped Maryland families find the right flood coverage to protect what matters most.

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What Flood Insurance Covers

Flood insurance is a separate policy that can cover your building, the contents inside, or both. About 20% of flood insurance claims come from moderate- to low-risk areas, so even if you're not required to purchase coverage by law or your mortgage company, the protection is worth considering.

Your policy protects your home's structure and foundation, your personal belongings and furniture, and your financial investment from water damage caused by flooding.
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Get Coverage in 3 Simple Steps

  1. Assess Your Risk
    We'll discuss your property's flood risk and coverage needs.
  2. Compare Your Options
    We work with multiple private flood insurance carriers and the National Flood Insurance Program to find you the best coverage at competitive rates.
  3. Gain a Trusted Partner
    Know you're protected and always know where to turn for support.

We have access to several private flood insurance carriers that often offer better rates than the federal program, and most lenders now accept these policies.

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Request Your Quote Today

Don't wait until the next storm. Gerety Insurance makes it simple to add flood protection to your coverage and ensure your home is protected from water damage.

Call us or request a quote online—let's start a conversation about protecting your property.
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Serving Harford County, Bel Air, and Maryland homeowners for over 25 years.
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