Your farm represents generations of hard work and sacrifice. You know the risks—equipment breakdowns during harvest, weather damage to crops in storage, livestock losses, and the reality that one bad season could set you back years. Standard property insurance doesn't understand farming, and you need coverage from someone who does.
For over 25 years, Gerety Insurance has worked with Maryland farmers and ranchers right here in Harford County. We understand what you're up against, and we're here to help protect what you've built.

Modern farming is more complex than ever. Between specialized equipment, livestock operations, crop storage, and year-round risks, you need coverage tailored to how you actually farm—not a one-size-fits-all policy.
We protect your operation, including your farm home and buildings, livestock, machinery and equipment, household contents and valuables, and the structures that keep your farm running.
Coverage for the unexpected includes equipment rental reimbursement when machinery breaks down during critical times, protection for GPS systems and cab glass from field damage, operations downtime coverage if a covered loss stops your work, product in storage protection during harvest season, and temperature coverage for climate-sensitive products.
Whether you run a small farm, a larger cattle operation, or a full-production facility, we'll build coverage that fits your operation and budget.
We're your neighbors—we understand the challenges farmers face and we're committed to protecting your livelihood.
