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Errors and Omissions Insurance

Partners for Your Professional Protection

You provide expert services to clients who depend on your knowledge and skill. But even with training, experience, and dedication to professionalism, mistakes can happen. Late work, oversights, or errors can cause financial loss for your clients—and result in expensive lawsuits against your business.

For over 25 years, Gerety Insurance has helped Maryland professionals protect their businesses with E&O coverage that provides crucial defense when clients claim your services caused them harm.

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Who Needs Errors and Omissions Insurance?

If you provide professional services for a fee, you need E&O protection. This includes accountants, architects, attorneys, consultants, engineers, financial planners, insurance agents, marketing agencies, real estate and mortgage agents, IT professionals, wedding planners, travel planners, contractors, and many other service providers.

Some professions like medical fields require specific malpractice insurance, while most require broader E&O coverage. Whether the mistake was yours or an employee's, your business can be held liable.

What E&O Insurance Covers

E&O insurance covers lawsuits filed against your business when your error or omission causes a financial loss for a client. This includes claims for negligent work, late delivery, professional mistakes, and oversights that harm your client financially.

Your policy provides legal defense costs even if the claim is groundless, settlements and judgments up to your policy limits, and protection for claims arising from work performed by you or your employees.

What E&O doesn't cover: Punitive damages, criminal or dishonest acts, bodily injury or property damage (covered by general liability), fee disputes, discrimination claims, or failure to maintain required insurance.

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Get Coverage in 3 Simple Steps

  1. Assess Your Professional Risk
    We'll discuss your services, client relationships, and potential liability exposures.
  2. Build the Right Protection
    Discover coverage tailored to your profession with limits that protect your business.
  3. Gain a Trusted Partner
    Get ongoing support as your practice grows and your professional needs evolve.

We understand the risks professionals face and will provide coverage that protects your business and reputation.

Request Your Quote Today

Despite your best efforts, mistakes can happen. Gerety Insurance provides the partnership and professional liability protection you need to practice with confidence.

Call us or request a quote online—let's start a conversation about your coverage.
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Serving Harford County, Bel Air, and Maryland professionals for over 25 years.
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