You provide expert services to clients who depend on your knowledge and skill. But even with training, experience, and dedication to professionalism, mistakes can happen. Late work, oversights, or errors can cause financial loss for your clients—and result in expensive lawsuits against your business.
For over 25 years, Gerety Insurance has helped Maryland professionals protect their businesses with E&O coverage that provides crucial defense when clients claim your services caused them harm.

E&O insurance covers lawsuits filed against your business when your error or omission causes a financial loss for a client. This includes claims for negligent work, late delivery, professional mistakes, and oversights that harm your client financially.
Your policy provides legal defense costs even if the claim is groundless, settlements and judgments up to your policy limits, and protection for claims arising from work performed by you or your employees.
What E&O doesn't cover: Punitive damages, criminal or dishonest acts, bodily injury or property damage (covered by general liability), fee disputes, discrimination claims, or failure to maintain required insurance.

We understand the risks professionals face and will provide coverage that protects your business and reputation.