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Maryland Commercial Property Insurance: 2026 Coverage Gaps Businesses Can’t Ignore

by |Jan 22, 2026 | Blog, Personal Insurance

When business owners think about risk, the usual concerns come to mind: severe weather, lawsuits, cyber threats, supply chain disruptions. Those risks are visible and easy to name. There’s another risk that’s easier to miss. Changes in commercial property insurance in Maryland are being driven by inflation and rising property valuations, which have increased the […]

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Key Coverage Options to Look for in Contractor Insurance Policies

by |Oct 01, 2025 | Blog, Personal Insurance

Working as a contractor comes with more than just tight deadlines and tough job sites; you carry the weight of serious financial risk. One accident, a damaged client property, or even a small mistake could cost thousands of dollars and threaten your business. On top of that, every state, client, and project may come with […]

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How Restaurant Insurance Protects Your Culinary Business

by |Sep 02, 2025 | Blog, Personal Insurance

Running a restaurant is a labor of love. It takes passion, creativity, and long hours, but it also takes protection. In this industry, risks come with the territory: a customer slips on a wet floor, a kitchen fire damages your equipment, or a power outage wipes out thousands of dollars in food inventory. Without the […]

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Top Tips for Choosing the Right Insurance for a Farm

by |May 06, 2025 | Blog, Personal Insurance

Unlike standard homeowners or commercial policies, insurance for a farm is specially designed to protect both your home and your livelihood. And more farmers are recognizing how critical this protection is. In 2024, nearly 90% of eligible U.S. farmland was insured, with more than 2.4 million crop insurance policies providing $159 billion in coverage against […]

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Cyber Liability Insurance Explained: What Every Business Owner Should Know

by |Mar 21, 2025 | Blog, Personal Insurance

As a business owner, you've worked hard to build your company. You've invested in the right equipment, hired great people, and built strong customer relationships. But a growing threat could put all of that at risk: cyberattacks. 60% of small businesses that experience a cyber attack shut down within six months. A single data breach […]

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Everything You Need to Know About Insurance Audits for Businesses

by |Jan 15, 2025 | Blog, Personal Insurance

Insurance audits are a critical yet often misunderstood aspect of business insurance. For many business owners, the word "audit" can trigger anxiety, but these regular reviews are actually designed to protect both your business and your insurance carrier. While they're typically mandatory as part of your policy agreement, understanding the process can help you navigate […]

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Understanding Commercial Bonds: Comprehensive Protection for Your Needs

by |Jul 18, 2024 | Blog, Personal Insurance

As commercial bonds continue to gain popularity, understanding their significance and the protection they offer becomes more vital to running a sustainable organization. Whether you’re part of a nonprofit organization, a social service provider, a community service entity, or you need insurance for personal bonds - bonds can provide the security you need to grow with […]

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Understanding Social Services Within Commercial Insurance: Essential Coverage for Churches and Daycares

by |Jun 20, 2024 | Blog, Personal Insurance

As we approach the start of a new fiscal year, it’s a crucial time for organizations providing social services, such as churches and daycares, to review their insurance needs. At Gerety Insurance, we understand the unique challenges these entities face and are committed to providing comprehensive insurance solutions tailored to their specific needs. Whether you’re […]

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Home Business Insurance: Essential Guide For Operating a Home Enterprise

by |Apr 20, 2024 | Blog, Personal Insurance

Home businesses have gained unprecedented popularity since 2020, when the COVID-19 pandemic caused many to begin working remotely. Flexible schedules, reduced overhead costs, and the comfort of working from home have led many entrepreneurs to start businesses out of their homes. But along with convenience comes many unique risks. Home-based business owners must understand how […]

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Why Choosing A Local Insurance Agent Helps Your Wallet and Your Peace of Mind

by |May 12, 2023 | Blog, Personal Insurance

Local insurance companies are becoming rare and hard to find as national brands take over. The National Association of Insurance Commissioners (NAIC) found that over 50% of life, property, and casualty insurance market shares belong to 10 insurance companies. These larger insurance companies that encapsulate so much of the market share in the US don’t […]

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